Serious Law’s Court of Protection team is greatly experienced in looking after people who are often amongst the most vulnerable in the country.
After suffering a serious injury, many people are no longer in a position to look after their own affairs and finances. Injuries such as brain injury, or conditions including cerebral palsy, may limit mental capacity and function to the extent that life-long help is required.
If someone you care for is in this position, our Court of Protection services will help you. Led by Managing Partner and professional deputy of the Court of Protection, Tim Walters, our team provides clients with a very close, personable yet professional service that always has your best interests at heart.
Our team manages client finances so that they have steady and continuous income, and we help with any aspects of their affairs as and when necessary. This may include property management, support worker employment, investments, tax planning, and more.
We take pride in helping clients to live as comfortably as possible after injury, and to provide them with long-term security.
To enquire about our Court of Protection services, contact us today.
As deputy for the Court of Protection, Tim understands that his role is not solely to manage accounts or look after finances, but to maintain good relationships with an understanding of his clients’ needs. He has good listening skills and will consider all opinions before making a calculated and informed decision, as his full focus of attention is on how to manage his clients’ situations in their best interests at all times. This ability, combined with good humour, allows him to communicate effectively with all age groups and backgrounds, and whilst his approach is empathetic and pleasant, I know that he is ready to take a firm stance and make difficult decisions when necessary."Stan Coupe: Senior Consultant Financial Advisor at Frenkel Topping
The Court of Protection is a specialist court, dedicated to making vital decisions in the best interests of people who do not have the mental capacity to do so for themselves.
Its purpose is to protect vulnerable people by helping them with important issues such as their finances; property; health and welfare.
The Court of Protection can provide assistance in three main ways:
It can assess whether or not a person still has the capability to make his or her own decisions.
The Court can make decisions on behalf of an incapacitated person.
It can appoint another person, known as a deputy, to have the responsibility of looking after the incapacitated person’s personal affairs.
Those who require assistance from an appointed deputy are described as “people who lack capacity to make decisions for themselves” (Mental Capacity Act 2005).
It is important to make clear that this is not an umbrella term that only takes into account people who are unable to make any decisions at all. For example, it is quite possible for a person to be able to make small decisions about everyday issues such as what to wear or what to eat, but at the same time they may lack the capacity to make decisions about more complex issues such as long-term financial planning.
Another example of where someone may need a deputy would be if he or she has an illness or condition that improves over time. Initially, a deputy could make decisions but as the person’s capacity improves, the deputy’s powers would then reduce. Rather than an illness or condition, it could be that a person is unconscious following an accident, meaning their capacity may return at a later point in time.
Every person, accident and injury is different. Whilst one person with a head injury may always lack the capacity to make certain types of decisions, it does not mean that all people who suffer from a similar injury will be in the same position. In fact, others may learn new skills and become able to make decisions for themselves again.
Anyone can become a deputy, as long as they are over the age of 18. Most commonly, this is a friend or relative of the incapacitated person.
However, only the Court of Protection can appoint someone as a deputy. It is important that the Court makes this decision, because in some cases it may be neither appropriate nor suitable for a friend or relative to be appointed. For example, it may be clear to the Court of Protection that that the friend or relative may not have the individual’s best interests at heart.
In other cases, a friend or relative may not have the time or capability to take on the role of deputy. Dealing with the Court of Protection can be a long process, and some of the decisions that the deputy may be required to make can be extremely complicated.
Alternatively, it could be that the deputy may be required to make important decisions that involve large sums of money, and may feel somewhat overwhelmed and lacking in confidence due to the risk involved in making investments. For some people, especially those with no prior experience of the Court of Protection, this may prove difficult.
There are two possible solutions:
The Court of Protection can appoint a ‘professional deputy’, who will usually be a lawyer.
An appointed deputy can seek assistance from an experienced Court of Protection lawyer who can provide sound knowledge, guidance and advice.
If you are in this situation, Serious Law has a dedicated Court of Protection Team that can help you.
The role of a deputy is an extremely important one, as it means taking on the responsibilities of another person.
This section describes a deputy's general obligations, whilst the next section looks at the orders made by the Court of Protection that will set out the extent of the deputy’s authority.
At all times, a competent deputy:
Should not make a decision on behalf of a client if they believe the client can make the decision themselves.
Should not make a decision on behalf of a client if the outcome would go against a Court of Protection order.
Should always seek the views and wishes of a client before making a decision (where capacity and circumstances permit).
Should not inform others that there is a deputyship order in place.
Should not explain to others their role as a deputy or extent of authority.
Will always keep under review the extent of the authority ordered by the Court of Protection, and seek less authority to match a client’s best interests.
Will always keep under review the capacity of a client. If a client shows sufficient capacity, then the deputy must inform the Court of Protection.
Cannot make large gifts out of the client’s money, nor hold any money or property in their own name on the client’s behalf.
Cannot make a will for a client, or change a client’s existing will.
May ask the Court of Protection to approve a new will made in the client’s name, and sign it on their behalf (known as a ‘statutory will’).
Once a deputy has been appointed, the Court of Protection issues an order to them that states their exact powers, authority and responsibilities.
The order will:
State that the deputy must apply the principles set out in section 1 of the Mental Capacity Act 2005 (as described below) and act in line with its Code of Practice.
Detail the extent and limit of the deputy’s powers and responsibilities.
Specify that the deputy’s decisions are made in the client's best interests.
Require the deputy to report to the Court each year.
Ensure that the deputy puts in place a bond of insurance to protect the client at all times.
State that the deputy must seek independent advice before making any investments.
In addition, the Court of Protection may allow the deputy to do some of the following:
To purchase land and property on behalf of the incapacitated person.
Allow land and property to be sold with specific authority from the Court.
Attend to the financial needs of the same people that the client would – for example their immediate family.
Advise that the deputy is allowed to ‘make gifts’ on behalf of the client, such as for birthdays and anniversaries, or perhaps charitable donations.
Deputyships are overseen by a department of the Court of Protection called the Office of the Public Guardian (OPG). The Office of the Public Guardian is an administrative arm of the Court, and each year the deputy must report to them with details of all financial transactions made on behalf of the incapacitated person.
This is a very important process, because to prove that all deputies are acting in the best interests, the Office of the Public Guardian needs must know the following information:
What decisions have been made on behalf of a client.
The reasons for making this decision.
Details of all the people consulted before making the decision.
Any other factors in the process of the decision-making, for example any conflicts of opinion with consultants or even with the client themselves.
All people should apply the following five core principles of the Mental Capacity Act 2005 when undertaking their deputyship:
A person must be assumed to have capacity unless it is established that he lacks capacity.
A person is not to be treated as unable to make a decision unless all practicable steps to help him to do so have been taken without success.
A person is not to be treated as unable to make a decision merely because he makes an unwise decision.
An act done, or decision made, under this Act for or on behalf of a person who lacks capacity must be done, or made, in his best interests.
Before the act is done, or the decision is made, regard must be had to whether the purpose for which it is needed can be as effectively achieved in a way that is less restrictive of the person's rights and freedom of action.
Serious Law’s dedicated Court of Protection team is led by our Managing Partner, Tim Walters.
Tim is appointed as a professional deputy of the Court of Protection, and he and the team are responsible for looking after the affairs of many vulnerable people who have suffered reduced mental capacity after serious injury. The team is responsible for the investment of their clients’ finances, specifically so that it produces continuous income, providing them with security for the remainder of their lives.
Our clients also benefit from the day-to-day help that our Court of Protection team provides. For example, some clients may need our assistance with employing support workers and experts; others may need our help managing their bank accounts and making payments, and most benefit from our team’s continuous property management.
At Serious Law, our Court of Protection team provides a trusted service that is dedicated to acting in our clients’ best interests.
Applying to the Court of Protection involves the careful completion and submission of several application forms along with medical evidence that confirms that the person is incapacitated and unable to make his or her own important decisions.
If you are trying to apply to the Court of Protection, you may be aware that the Court’s website has many application forms, guidance documents and notices. We can appreciate that this may make submitting an application to them somewhat confusing or even a little daunting.
For any Court of Protection assistance and to request our services, please contact us.